Best Rated Credit Cards In The Fall Of 2014 For Dining Out

Best Rated Credit Cards In The Fall Of 2014 For Dining Out

Everyone likes to dine out, and most everyone has a credit card, what if there was a way to maximize your dining out experience by getting rewarded to dine out? We asked the editors from to help us compile a list of the top dining credit cards on the market. There are several credit cards with rich rewards to help you save money when ding out, from casual cafes to fancy restaurants, these reward credit cards will put money back in your pocket, provided you pay the balance off every month. When you add in coupons from or an Entertainment Book, plus double miles or points from these cards you can come close to the cost of preparing the meal yourself, although not totally. Regardless if you travel often and thus dine out often, are on the dating scene so eat out often, or just head out once a week with the family for a nice night out, everyone can take advantage of saving money by using a rewards credit card ideal for dining out and to maximize your rewards while doing so. If you pay your balances in full and on time, you will avoid any interest payments which would detract from the savings or rewards from using these cards. Here is our list of the best dining rewards cards, which incidentally offer rewards for more than simply just dining out, after all you want flexible rewards cards right?

Barclaycard Arrival™ World MasterCard®
This card has made the top of our list, you get 20,000 bonus sign up reward miles if you spend at least $1000.00 on this card within 90 days of opening the card, which is equal to getting 200.00 dollars towards travel expenses. You earn double miles when traveling or dining out, so if you dine out often you can get some decent travel rewards using this card, and you earn 1 point per dollar spent on all other purchases. Yet it gets better than this, when you finally redeem your points, you get credited back 10% of those points for your next redemption when you redeem your miles for travel statement credits. Your miles will never expire if your account is in good standing, unlike many other rewards programs that have a limit on accruing the points and how long you have to spend them. You also have no annual fee with this card, and also you receive a 0% APR for 12 months. After one year your APR is a variable APR of 14.99% to 18.99% depending on your credit score and other factors.

Chase Sapphire Preferred®
This card always gives you double points for any charges made at restaurants. You can redeem your points for a variety of things from gift cards, points towards airfare, hotels, to cash back. The card has a 7% bonus yearly on points, so meals are worth 2.14 points per dollar spent. You also earn double points on any travel expenses, and triple points if your travel is booked through Chase’s web site. This credit card is flexible and ideal if you like to dine out and travel. It does however have an annual fee of $95.00 but this is waived for the first year. Lastly you receive 0% APR and 0% on balance transfers for 14 months.

Discover it® chrome
Weather your driving around town or dining out on the town, this card will net you 2% cash back on gas or dining out, for up to up to $1,000 in combined purchases each quarter. You get 1% cash back on everything else. If you like to shop online, you can use their online portal of over 200 online retailers to receive cash back from 5% to 20% through featured retailers. Like the above chase card, you receive 0% APR and 0% on balance transfers for 14 months. Every month you get a copy of your FICO score on your billing statement so you can monitor how well your credit rating is. This card also has awesome fraud detection, if a purchases is outside of your usual spending patterns, or outside of your normal spending area you will be alerted via text. No annual fee nor any foreign transaction fees. This card has a lot of benefits for those willing to Discover them.

Citi® Double Cash Card

You need excellent credit for this card, but if you have the credit rating for it, it is the only card that pays you cash back twice on every purchase. With a 0% on purchases and balance transfers for 15 months, no annual fee, and an APR as low as 12.99% (up to 22.99% if your credit slips) you cant go wrong. You earn 1% cash back right away when you swipe your card, then another 1% cash back when you pay for the purchases, either paying in full or over time you still earn that 1% cash back. You also earn extra bonus cash back when purchasing from certain categories. This card has no caps on the cash back you can earn.

Citibank ThankYou Preferred Credit Card
Our next card is also a Citibank card requiring excellent credit, but boasts no annual fee, and an introductory 0% APR on purchases for 12 months and 0% on balance transfers for 12 months. The sign up bonus can earn you enough points for $200.00 in gift cards, including for restaurants, you earn 20,000 bonus points after you spend just $1500.00 within 90 days of opening up your account. You earn double points when dining out and on entertainment, and 1 thank you point on everything else. There is no caps on earned points and your points will never expire. You can redeem your points for gift certificates, travel, cash back, and even merchandise, making this a very flexible card for those who live life on the go.

Chase Freedom®
Our last card can earn you 5% categories every 3 months like gas stations and restaurants, but the annoying part is you have to activate it every 3 months, it is not automatic. You earn 1% cash back on all other purchases. 0% Intro APR for 15 months on purchases and balance transfers as well as no annual fee. The sign up bonus is only $100.00 and only after you spend $500.00 on purchases with in 90 days of opening the account.

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